Related Articles
Apps That Help You Manage Your Money – “Every time I look at my bank account at the end of the month, I feel confused. Where did my money go?”
Let’s be honest, we have uttered these words more than once in our lifetime. With bills and living expenses rising, Malaysians are looking for help to add more to their Ringgit.
Apps That Help You Manage Your Money
The cries from working-class adults often relate to the struggle to stay afloat with the burden of increasing financial hardship. Here are the top 3 financial concerns facing Malaysians today:
Top Mobile Apps To Help You Manage Your Money
With housing prices rising faster than incomes, buying a home seems like a distant dream to many. Even with increasing amounts of home loans and government schemes available to help Malaysians own their first home, the cost of entry remains high.
It’s no secret that Malaysia has a serious public transport issue. Due to the lack of a comprehensive transportation system, many working class Malaysians choose to own a car as their primary mode of transportation. However, with Malaysia ranking second in the region with the most expensive car prices, owning a car is definitely a financial hardship.
Owning a credit card is a great convenience but also a great inconvenience to those who lack self-discipline. Coupled with FOMO (Fear of Missing Out) syndrome, some people may be tempted to live a lifestyle beyond their means. If not managed properly, this can result in excessive credit card debt and a bad credit rating.
Are you facing these similar problems? Good news – there are tons of apps that can help you manage your cash flow better. Start budgeting and tracking your expenses and you will begin to take control of your personal finances to achieve your financial goals. Here are some of the best money apps on the market:
What Is Personal Finance, And Why Is It Important?
Money Coach helps you create smart budgets for every day and every occasion. The simple interface allows you to track your daily spending (from food, coffee, drinks as well as weekend indulgences) and plan for every occasion such as vacation, wedding or buying a new one house
The unique smart budgeting option allows you to set a budget allocation for each spending category at the beginning of the month. It helps you track your spending and savings every day. It is also equipped with the option to set your current currency in different foreign currencies. This will help alleviate currency conversion headaches for those traveling and shopping abroad.
The key attraction of this app is that it is equipped with a great analytics function. So take a close look at your personal finances through an in-depth analysis of your monthly budget and spending data. Understanding your spending habits will help you curb your bad spending habits in the long run!
Bonus point – Money Coach allows one app, multiple device functions. It automatically syncs data to your iPhone, iPad and Apple watch with a flick of a button.
Free Apps To Help Manage Your Money Better In The New Year
Who can get it: For those who want to have a clear and transparent view of where every cent is going.
According to their site, YNAB has successfully helped countless people get out of debt. It believes that by giving a reason and purpose to your every Ringgit, you can control your spending. With the flexibility to create personalized spending categories, you can budget and track actual spending in all areas of your life. At the end of the month, any extra savings go into your main savings pool.
You can also set a big goal and work towards it. Just enter the amount of money you want to save and set the deadline. You can track your goal progress and find out how far or close you are to reaching your personal financial goals.
Overall, the app provides a very transparent overview of your monthly spending, empowering you as the main driver of your personal finances. Instead of stopping you from spending, it allows you to practice the habit of budgeting for the short and long term.
The 5 Best Budgeting Apps Of 2022
Rated worldwide as the top favorite financial app, Wally is a seamless intuitive money management tool. As real people with real problems themselves, app developers set out to solve common, everyday money problems. Wally allows a 360 view of your money – what’s coming in, what’s going out, what you’re saving and what you’re budgeting for. In simple words – Wally gives you the tools to understand where your money goes and empowers you to create and achieve financial goals.
One feature of Wally allows you to take photos of your receipts for your expenses – a helpful tool if you need to reference large purchases or tax-free purchases.
Who can get it: For people of all ages. Its simple and clean interface encourages easy use for people who want to control their finances.
Fortune City, while not a budgeting app, is an interesting way to approach personal finance. Repackaging the old topic of personal finance with an exciting gamification concept, you track your spending by building a city. Each expense recorded gives you a building block to place.
Best And Free Apps For Managing Your Money In A Sustainable Way
Besides the beautiful and interactive presentation, it has an easy accounting tool that helps you easily track your expenses. It also has a simple analysis function with beautifully designed charts that allow you to have a clear understanding of your personal finances and spending.
Bonus point – Fortune City also has an Automatic Sync function where a 24/7 running server helps you secure all the data the moment you go to the app.
Who should get it: An ideal choice for anyone looking to diversify their approach to personal finance. With an element of gamification, balancing personal finance has never been more fun!
The above articles are intended for informational purposes only. does not accept responsibility for loss that may arise from reliance on the information contained in the articles.
Budgeting Apps: The Best Options For Tracking Your Money On The Go
How to Manage Your Money in Your 20s While income and risk tolerance vary from individual to individual, here are some practical principles to consider in your 20s for a financially secure future.
5 Rules of Financial Management Knowing how to manage your money will ensure that you are financially secure, independent and secure. Here are some money management tips to follow.
When is the Best Time to Save and Invest? How far do you think you can stretch RM50? Not too far off, especially in today’s circumstances.
A Life Protection Plan A simple and affordable insurance plan that covers death and total and permanent disability. Managing money while traveling has never been easier thanks to the plethora of financial management applications readily available for smartphones and tablets. These tools allow you to monitor your spending, create budgets, and even set up automatic savings, all in real-time. Whether it’s about your financial goals, or getting better control of your finances, here we look at some of the most popular and useful mobile money management apps in the UK.
Top 10 Apps To Help You Manage Your Money
You can link all your bank and credit card accounts through this app, giving you a detailed breakdown of your spending by category. You can also set financial goals and budgets, as well as receive notifications when your spending exceeds them.
If you are struggling to meet your financial budgets each month, this is especially helpful in helping you see where the odds and ends are going. This will help you reevaluate your budgets, to allow for those small incidents (you don’t deprive yourself of a chocolate bar when you want, or a coffee for that matter, when- a wishes arise), or cut unnecessary expenses (like duplicate insurances!).
By providing real-time transaction alerts, budgeting tools, and the ability to block your card in case of loss, Monzo, the mobile-only bank, offers a unique way to manage your money .
Although Monzo was definitely the first (and arguably the most popular), there is a rise in digital-only banks that offer and deliver some of the best services in the banking market. Chase, for example, a physical bank based in the US, has a digital-only service in the UK that works in the same way as Monzo (real-time tracking, Mastercard protection, and a full partner of travel because they don’t charge anything. fees for using your card abroad and they match the exchange rate offered by Mastercard which is often unbeatable). In addition, Chase also offers competitive savings rates (2.7%*) and offers all new customers 1% cashback on all transactions. They also have a unique offer where you can roundup your transactions to the nearest pound and the difference is automatically transferred to a savings account where you earn 5% * interest.
Budgeting Apps To Help You Save Money
This tool looks at your spending, automatically categorizes your transactions, and sends you personalized insights to help you save money.
If you are a person who wants to start investing their money, but does not seem to have any income left at the end of the month to do so, this software analyzes your bank accounts and therefore your spending, including the subscriptions, as well as your bank account
Help me manage my money, apps to help manage finances, apps that help you manage money, apps that manage money, apps that help you budget your money, apps to help manage bills, apps that help manage money, apps to help manage time, apps to help you manage your money, apps that help you pay off debt, apps that manage your money, best apps to help manage money
